If you are creating or transferring either a mortgage or charge on your lease, your solicitors must submit a Notice of Mortgage or Charge to JTC on your behalf.

The notice must be duly submitted before the mortgage or charge can be created or transferred.

Terms and conditions apply for the mortgage or charge, and can be found in the Practice Circulars below.

Practice Circulars

The following Practice Circulars have been issued:

• JTC’s Practice Circular dated 7 September 2026 (with effect from 1 October 2026)
• JTC’s Practice Circular dated 15 January 2020
• JTC’s Practice Circular dated 2 November 2009 
• JTC’s Practice Circular dated 8 September 2008